JP SaintAmour | Health Insurance Advisor

JP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance Advisor

JP SaintAmour | Health Insurance Advisor

JP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance Advisor
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    • Home
    • Individual Insurance
    • Family Insurance
    • Self-Employed Insurance
    • 1099 Contractors
    • Small Business
    • Short-Term Insurance
    • Private Insurance
    • ACA Marketplace
    • Dental Insurance
    • Vision Insurance
    • Florida
    • Michigan
    • Maryland
    • Iowa
    • Indiana
    • Kansas
    • Ohio
    • Virginia
    • North Carolina
    • South Carolina
    • Texas
    • Oklahoma
    • Kentucky
    • Utah
    • Nevada
    • Tennessee
Call Now
  • Home
  • Individual Insurance
  • Family Insurance
  • Self-Employed Insurance
  • 1099 Contractors
  • Small Business
  • Short-Term Insurance
  • Private Insurance
  • ACA Marketplace
  • Dental Insurance
  • Vision Insurance
  • Florida
  • Michigan
  • Maryland
  • Iowa
  • Indiana
  • Kansas
  • Ohio
  • Virginia
  • North Carolina
  • South Carolina
  • Texas
  • Oklahoma
  • Kentucky
  • Utah
  • Nevada
  • Tennessee
Call Now
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PRIVATE HEALTH INSURANCE

Lower Premiums. Better Coverage. Real Protection.

Private health insurance is where my clients often see the biggest wins: lower monthly premiums, stronger coverage, and a true annual out-of-pocket maximum that protects you when it matters. As an independent broker, I compare private major medical plans from multiple carriers so you get protection without overpaying.

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Private Health Insurance

Lower Premiums, Better Coverage, No Compromises

Private health insurance is major medical coverage purchased directly from a carrier rather than through an employer. Because these plans are individually underwritten, they often come with a lower monthly premium and stronger coverage than you'd expect, including a true annual out-of-pocket maximum, so you always know your worst-case costs in a given year.


Private plans can be a great fit whether you're self-employed, between jobs, retired early, or simply looking for more choice than a single employer plan offers. Because private plans vary widely in cost, network, and benefits, comparing your options side by side is exactly where the savings and better coverage are found.


As an independent broker, I'm not tied to one insurance company. I compare private major medical plans from multiple carriers, find you the lowest premium for the coverage you actually need, and explain exactly what each plan covers, all at no cost to you.

Aerial view of forest with pathway cutting through.

Is Private Health Insurance Right for You?

Self-Employed Professionals

Between Jobs or Early Retirees

Between Jobs or Early Retirees

If you don't have access to an employer plan, a private plan can mean a lower monthly premium and full control over your coverage and budget.

Between Jobs or Early Retirees

Between Jobs or Early Retirees

Between Jobs or Early Retirees

If you're not yet eligible for Medicare or waiting on new employer coverage, a private plan can bridge the gap with a lower premium and real protection.

Lower Premiums, More Choices

Between Jobs or Early Retirees

Lower Premiums, More Choices

Private plans give you access to a wider range of carriers, networks, and coverage levels than a single employer typically offers, often at a lower premium than you'd expect.

A True Out-of-Pocket Maximum

Comparing Multiple Carriers at Once

Lower Premiums, More Choices

Private major medical plans include a true annual out-of-pocket maximum and often broader coverage, so a serious illness or accident won't leave you with unlimited costs.

Comparing Multiple Carriers at Once

Comparing Multiple Carriers at Once

Comparing Multiple Carriers at Once

Instead of researching each carrier on your own, I do the comparison work for you, finding the lowest premium for the coverage you need and explaining the differences in plain language.

Ongoing Support After You Enroll

Comparing Multiple Carriers at Once

Comparing Multiple Carriers at Once

My support doesn't stop at enrollment. I'm available to answer questions and help with claims or plan changes down the road.

Frequently Asked Questions

Please reach us at jp@saintamourhealth.com if you cannot find an answer to your question.

Private health insurance is major medical coverage you purchase directly from an insurance carrier rather than through an employer. It's built to meet strong coverage standards, including a true annual out-of-pocket maximum.


Not necessarily. Cost depends on your age, health, location, and the plan you choose. I compare private and marketplace options side by side so you can see which one actually costs less for your situation.


Call me and I'll walk you through your options, compare plans from multiple carriers, and help you enroll in the plan that fits your needs, all at no cost to you.


Ready to Compare Real Coverage Options?

Call now for a free, no-obligation comparison of private health insurance plans, or click below to get started.

Call Now

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