JP SaintAmour | Health Insurance Advisor

JP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance Advisor

JP SaintAmour | Health Insurance Advisor

JP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance AdvisorJP SaintAmour | Health Insurance Advisor
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    • Home
    • Individual Insurance
    • Family Insurance
    • Self-Employed Insurance
    • 1099 Contractors
    • Small Business
    • Short-Term Insurance
    • Private Insurance
    • ACA Marketplace
    • Dental Insurance
    • Vision Insurance
    • Florida
    • Michigan
    • Maryland
    • Iowa
    • Indiana
    • Kansas
    • Ohio
    • Virginia
    • North Carolina
    • South Carolina
    • Texas
    • Oklahoma
    • Kentucky
    • Utah
    • Nevada
    • Tennessee
Call Now
  • Home
  • Individual Insurance
  • Family Insurance
  • Self-Employed Insurance
  • 1099 Contractors
  • Small Business
  • Short-Term Insurance
  • Private Insurance
  • ACA Marketplace
  • Dental Insurance
  • Vision Insurance
  • Florida
  • Michigan
  • Maryland
  • Iowa
  • Indiana
  • Kansas
  • Ohio
  • Virginia
  • North Carolina
  • South Carolina
  • Texas
  • Oklahoma
  • Kentucky
  • Utah
  • Nevada
  • Tennessee
Call Now
Aerial view of a forest with a narrow path.
1099 CONTRACTOR HEALTH INSURANCE

Health Coverage for 1099 Contractors

As a 1099 contractor, you don't get benefits from a company — you have to build your own. I compare health insurance options from multiple carriers so you can find coverage that fits your contract work and your budget, with no broker fees.

Call Now

1099 Contractor Health Insurance

Independent Work Deserves Independent Coverage

Whether you drive, deliver, consult, or contract across multiple platforms and clients, being a 1099 worker means you're responsible for your own health coverage. There's no open enrollment through an employer and no HR department to call — just you and a lot of options that can be hard to sort through on your own.


I specialize in helping 1099 contractors compare ACA Marketplace plans and private health insurance so you know exactly what you're getting and what it costs. Since your income may come from multiple sources or vary throughout the year, I'll help you understand how that affects your subsidy eligibility and monthly premium.


Getting covered as a contractor doesn't have to be complicated. One phone call is often all it takes to see your options side by side and get enrolled in a plan that protects you — at no cost to you, since there are no broker fees for my services.

Aerial view of a forest with a narrow path.

Is This Right for Your Contract Work?

Rideshare & Delivery Drivers

Rideshare & Delivery Drivers

Rideshare & Delivery Drivers

Driving for a rideshare or delivery app means no employer benefits — I'll help you find coverage that fits your schedule.

Freelance Consultants

Rideshare & Delivery Drivers

Rideshare & Delivery Drivers

Working with multiple clients on 1099 contracts? Let's find coverage that isn't tied to any single gig.

Multi-Client Contractors

Rideshare & Delivery Drivers

Multi-Client Contractors

Juggling income from several 1099 sources? I'll help you sort out your subsidy eligibility and find the right plan.

Gig Platform Workers

Anyone Comparing Coverage

Multi-Client Contractors

Working through apps or platforms as a 1099 worker? I'll help you find coverage that keeps up with your flexible schedule.

New to 1099 Work

Anyone Comparing Coverage

Anyone Comparing Coverage

Just made the switch to contract work? Let's get you set up with coverage from day one.

Anyone Comparing Coverage

Anyone Comparing Coverage

Anyone Comparing Coverage

Want to see ACA and private plans side by side before you enroll? That's exactly what I help you do.

Frequently Asked Questions

Please reach us at jp@saintamourhealth.com if you cannot find an answer to your question.

Absolutely. Health insurance isn't tied to how your income is reported. 1099 contractors can enroll in ACA Marketplace plans or private health insurance just like anyone else.


Yes, all of your 1099 income counts toward your total household income for subsidy purposes. I'll help you estimate your annual total so you get an accurate quote.


In many cases, we can review your options and get you enrolled in the same phone call. Just call me and I'll walk you through it.


Ready to Get Covered as a 1099 Contractor?

Call now for a free, no-pressure comparison of plans built for 1099 contractors, or click below to get started.

Call Now

Copyright © 2026 JP SaintAmour | Health Insurance Advisor - All Rights Reserved.

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